Home Equity Calculator

Estimate your usable equity in seconds — general guidance only.

Property Value $800,000
$100k$3M
$
Mortgage Owing $450,000
$0$3M
$
Current LVR 56.3%
✅ Well within the 80% LVR cap
Your Estimates
Usable Equity
Available to access at 80% LVR
Total Equity
Property value minus current debt
Max. Borrowing Limit
Property value × 80% LVR
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General guidance only. This calculator provides estimates based on the inputs you provide and does not account for lender policies, fees, redraw balances, or your personal financial situation. Usable equity figures are indicative only and subject to lender credit assessment and approval. Results should not be relied upon as financial advice. Any advice given is general in nature. Always consult a licensed broker before making financial decisions. Home of Inspire | Credit Representative 507978 under ACL 389328.